What are Stellar Lumens?

Stellar Lumen is a decentralized and open-source payment system allowing cross-border transactions between any pair of currencies. The protocol was founded in 2014 with a vision to bridge the gap between digital currencies and traditional finance. To succeed in this endeavor, Stellar has partnered with some of the biggest tech companies, like Deloitte, Stripe, and IBM, along with dozen other financial institutions and payment processors in Europe and Asia.

Stellar aims to revolutionize digital payment systems by connecting people, payment systems, and financial institutions like banks. With super-low transaction cost, Stellar’s unique competitive advantage allows anyone to transfer funds quickly across the entire globe without any extra cost. Transactions on the Stellar network take less than 5 seconds. Each transaction’s average price is a fraction of a Lumen, enabling users to make micropayments, hence climbing the ladder to popularity.

How High Can Stellar Lumens Go?

Read more about the Stellar Lumens price prediction for five years projecting future trends of the token price. The pandemic breakdown in 2020 shook the average trend of even the most potent cryptocurrency like bitcoin; bitcoin went downhill that even resulted in 40% daily losses at some point in time. However, as the situation quickly stabilized, and bitcoin reverted to its original form. As long as bitcoin is in the dominating role, there is little room for Lumens to shine. With the overall rise in crypto prices, the USD denominated value of Lumens will rise, which means that it is better to invest in bitcoin until XLM reaches its provisional peak. Stellar Lumens dropped to 42% in 2021 but is on the verge of recovery.

XLM forecast has mixed reactions; some analysts believe that Stellar Lumens might go bullish in 2021 by rising to $0.5 by 2021 end. They anticipate that XLM might be exchanged at $0.7 at its peak point and $0.3 at its lowest point.  

However, some crypto analysts think XLM will enter the bearish trend in 2021, and the price will decrease to $0.1 by the end of 2021.

The success rate of Stellar in The Future

Since Stellar has a fast transaction speed, analysts expect Stellar Lumens to deliver exceptionally in the next five years. The immensely bullish XLM price prediction is $5 in the next five years, with XLM reaching $1 by 2025. The minimum price that XLM can get to is $0.5, and the maximum is $1.4. Therefore the average XLM price by the end of 2025 is somewhere at $0.97. 


Undoubtedly, Stellar Lumens has been deemed to be an excellent investment in 2021. Although the platform is still growing, it has built close partnerships and has a strong community to support significant price appreciation.

Janice Pietrzak is a passionate finance professional who holds dual degree with specialization in Business and Journalism. She has experience of over a decade working in the finance sector as a financial news reporter. After years of reporting on forex, recently she has joined FinanceTwenty team as a news editor. In her free time, she loves to get deep knowledge of blockchain.

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